Uncertainty Creates Opportunity

Uncertainty Creates Opportunity

We have a crisis on our hands. An uncertainty if you will. The Coronavirus (COVID-19) has made a mess of things. But that doesn’t mean opportunities don’t exist. An insurance advisor asked me yesterday if I was busy. I think he was surprised to hear that I am. The current situation in our country actually … Read more

Principal Guaranteed Issue Term Insurance

Principal Guaranteed Issue Term Insurance

Principal Financial Life Insurance Company has been an innovative leader in the life insurance market for years. They were an early adopter of the online life insurance application. They were one of the first to offer accelerated underwriting. And now, their newest program takes this even a step further: Principal Guaranteed Issue Term Insurance. With … Read more

4 Reasons Why You Should Consider a Term Conversion

  1) No underwriting No exams or medical questions are required! Less time wasted on paperwork due to the simplified forms and process.   2) No longer qualify? You’re still covered! Individual will still qualify for insurance (and remain at the original level) even if their health has declined.  Example: Male, age 56 qualified for … Read more