Uncertainty Creates Opportunity

Uncertainty Creates Opportunity

We have a crisis on our hands. An uncertainty if you will. The Coronavirus (COVID-19) has made a mess of things. But that doesn’t mean opportunities don’t exist. An insurance advisor asked me yesterday if I was busy. I think he was surprised to hear that I am. The current situation in our country actually … Read more

Behind Every Client Is a Story

Behind Every Client Is a Story

I recently met with a husband and wife about their long-term care policies. I wasn’t there to make a sale, just to assist them in reviewing a recent rate increase. The insurance agent who referred the couple provided me with the husband’s date of birth—at first I thought it must be a typo, but no, the … Read more

Long-Term Care: Have You Made Plans?

Long-Term Care: Have You Made Plans?

A guest blog post by June Duncan. June Duncan is a caregiver herself and is the co-creator of Rise Up for Caregivers. She’s passionate about helping and supporting her fellow caregivers, which inspired her to author her upcoming book, The Complete Guide to Caregiving: A Daily Companion for New Senior Caregivers.   Life is full of plans – planning a move, planning … Read more

All About Long Term Care Insurance

All About Long Term Care Insurance

Long Term Care Insurance is a major topic among many. It’s a confusing market for sure. The good news for consumers is there is a wide range of options when it comes to long term care coverage. Laid out below is an outline of some of the available solutions–and we’ve included several attachments that we hope … Read more

Life Insurance Can Offer More: Living Benefits

Life Insurance Can Offer More: Living Benefits

There’s more to life insurance than just death benefit. Think living benefits.   “Did you knows” exist in many industries. It seems like the insurance industry is full of them. And I understand why. It’s a confusing market. Add to that the fact that many advisors push certain carriers and products. Of course stories develop … Read more

9 Common Mistakes We See in Insurance Planning for Business Professionals

All clients have unique circumstances and needs. This creates confusion during the insurance planning process. Through the many conversations we have had, we have identified 9 common mistakes that business professionals make with the implementation of insurance strategies.   1. Failure to review buy/sell agreements when insurance planning A business owner has done all the planning and completed a … Read more

How to Teach Your Children About Life Insurance

As we raise children we teach them the importance of having good manners, and having good work ethics. We teach them to save money for a rainy day, and we teach them to protect their credit by paying their bills on time, and being true to their word. We also need to teach them the … Read more

Traditional LTC is Not What It Used To Be

  Many of your clients probably have a Traditional Long Term Care (LTC) policy. For some of them, it’s a great product. For others, it has likely been a source of frustration. Part of the problem is that rates on in-force LTC policies are rising across the industry That means that what used to be … Read more

The Simple Guide to the Confusing Long Term Care Market

[vc_row][vc_column width=”1/1″][vc_column_text css=”.vc_custom_1457015896195{margin-top: 60px !important;}”]Do you know that almost 70% of people turning age 65 will receive some type of long term care during their lives? Unfortunately, the cost associated with LTC doesn’t come cheap. According to the U.S. Department of Health & Human Services, the average costs for long-term care in the United States (in 2010) were: … Read more

3 Great Ideas To Boost Sales

[vc_row][vc_column width=”2/3″][vc_row_inner][vc_column_inner width=”1/1″][vc_column_text css=”.vc_custom_1455649316677{margin-top: 80px !important;}”] Looking for some ideas to increase sales? Take a look below. Or click on the image to the right. [/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1455650526312{margin-top: 40px !important;}”] [/vc_column_text][/vc_column][/vc_row][vc_row full_width=”” margin_top=”0″ margin_bottom=”0″ padding_left=”0″ padding_right=”0″ bg_position=”top” bg_repeat=”no-repeat” bg_cover=”false” bg_attachment=”false” padding_top=”0″ padding_bottom=”0″ enable_parallax=”” parallax_speed=”0.1″ bg_type=”bg_color” bg_grad=”background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #E3E3E3));background: -moz-linear-gradient(top,#E3E3E3 0%);background: … Read more